Table 3 Estimation results for the core model (attributes only), Germany
From: Preferences for health insurance in Germany and the Netherlands - a tale of two countries
Attribute | Expected sign | Coefficient | Std. error | z-value | Marg. eff. | |
|---|---|---|---|---|---|---|
Physician list | - | -0.69588 | *** | 0.06229 | -11.17 | -0.14019 |
Gatekeeping | - | -0.23197 | *** | 0.05848 | -3.97 | -0.05284 |
Network | - | -0.40916 | *** | 0.05944 | -6.88 | -0.08896 |
Second opinion | + | 0.16004 | *** | 0.04551 | 3.52 | 0.03869 |
Extra services | + | 0.24688 | *** | 0.04378 | 5.64 | 0.05968 |
Bonus no claims | + | 0.72262 | *** | 0.06023 | 12.00 | 0.19911 |
Deductible | - | -0.49546 | *** | 0.06607 | -7.50 | -0.10754 |
Bonus prev. beh. | + | 0.40934 | *** | 0.07948 | 5.15 | 0.11204 |
Contribution | - | -0.00201 | *** | 0.00007 | -30.62 | -0.00049 |
Constant | 0 | -1.00709 | *** | 0.07445 | -13.53 | |