Table 6 Estimation results for the core model (contract attributes only), Netherlands
From: Preferences for health insurance in Germany and the Netherlands - a tale of two countries
Expected sign | Coefficient | Std. error | z-value | Marginal effect | ||
|---|---|---|---|---|---|---|
Free choice of physician a) | + | 0.22756 | *** | 0.06156 | 3.70 | 0.05862 |
Physician list a) | - | -0.39694 | *** | 0.06703 | -5.92 | -0.08745 |
Network a) | - | -0.22051 | *** | 0.06446 | -3.42 | -0.05086 |
Hospital access | + | 0.20267 | *** | 0.05012 | 4.04 | 0.04943 |
Service insurer | + | 0.16260 | *** | 0.04796 | 3.39 | 0.03966 |
No bonus option | - | 0.02117 | 0.05857 | 0.36 | 0.00519 | |
Deductible | - | -1.18245 | *** | 0.07178 | -16.47 | -0.22555 |
Bonus prev. behav. | + | 0.00038 | 0.08081 | 0.00 | 0.00009 | |
Contribution | - | -0.00289 | *** | 0.00010 | -27.53 | -0.00071 |
Constant | 0 | -0.74269 | *** | 0.07523 | -9.87 | |