Table 8 Group-specific estimates of status quo bias, Netherlands compared to Germany
From: Preferences for health insurance in Germany and the Netherlands - a tale of two countries
| Â | WTP values for changing contract | |||
|---|---|---|---|---|
Netherlands | Std. error | Germanye) | Std. error | |
Women | -226*** | 34.65 | -508*** | 50.05 |
Men | -292*** | 38.90 | -483*** | 53.33 |
Prob > chi2/(chi2) a) | 0.2020/(1.63) | 0.7392/(0.11) | ||
Age < 41 b),e) | -162*** | 35.56 | -329*** | 50.13 |
Age 41 - 55 | -234*** | 42.63 | -407*** | 58.98 |
Age > 55 | -479*** | 70.97 | -940*** | 106.87 |
Prob > chi2/(chi2) a) | 0.0559/(5.81) | 0.0090/(27.70) | ||
Retired | -456*** | 85.83 | -953*** | 118.96 |
Non-retired | -221*** | 26.93 | -402*** | 38.11 |
Prob > chi2/(chi2) a) | 0.0089/(6.84) | 0.0000/(19.45) | ||
Privately insured e) | -293*** | 46.15 | n.a. | n.a. |
Legally insured | -240*** | 31.23 | n.a. | n.a. |
Prob > chi2/(chi2) a) | 0.3403/(0.91) | 0.7841/(0.08) | ||
City with > 50,000 inh. a) | -241*** | 34.87 | -569*** | 69.67 |
City with < 50,000 inh. a) | -281*** | 38.95 | -473*** | 42.82 |
Prob > chi2/(chi2) a) | 0.4511/(0.57) | 0.2397/(1.38) | Â | |
Education low c) | -212*** | 37.60 | -590*** | 92.07 |
Education medium c) | -261*** | 50.87 | -520*** | 43.86 |
Education high c) | -336*** | 51.46 | -411*** | 74.72 |
Prob > chi2/(chi2) a) | 0.1521/(3.77) | 0,4642/(1.54) | ||
Healthy (subjective) | -164*** | 33.99 | -297*** | 54.05 |
Ill (subjective) | -325*** | 38.33 | -609*** | 48.98 |
Prob > chi2/(chi2) a) | 0.0017/(9.88) | 0.0000/(18.95) | ||
Non-chronic | -225*** | 28.67 | -446*** | 39.72 |
Chronic | -351*** | 58.44 | -641*** | 87.07 |
Prob > chi2/(chi2) a) | 0.0542/(3.71) | 0.0416/(4.15) | ||
No physician visit | -204** | 37.36 | -402*** | 68.55 |
Physician visit d) | -297*** | 36.05 | -533*** | 42.90 |
Prob > chi2/(chi2) a) | 0.0722/(3.23) | 0.1221/(2.39) | ||