Table 3 Regression results for the total amount of OOP payments

Age 50-59¹

−0.10

−0.20*

−0.23**

(0.118)

(0.102)

(0.094)

Age 60-69

0.00

−0.06

−0.06

(0.118)

(0.092)

(0.087)

Age 70-79

0.06

−0.04

−0.02

(0.130)

(0.097)

(0.092)

Men²

−0.14**

0.01

−0.03

(0.062)

(0.062)

(0.048)

1. Quintile³

−0.23**

−0.35***

−0.40***

(0.104)

(0.112)

(0.092)

2. Quintile

−0.08

−0.26**

−0.28**

(0.104)

(0.102)

(0.093)

3. Quintile

0.17

−0.28**

−0.23**

(0.110)

(0.104)

(0.093)

4. Quintile

0.01

−0.13

−0.12

(0.102)

(0.119)

(0.116)

1-2 chronic diseases⁴

0.61***

0.37*

0.56***

(0.069)

(0.195)

(0.060)

≥3 chronic diseases

0.67***

0.76***

0.97***

(0.104)

(0.216)

(0.079)

1-2 acute health problems⁵

0.13*

−0.05

−0.02

(0.065)

(0.065)

(0.054)

≥3 acute health problems

−0.08

−0.15

−0.17

(0.096)

(0.072)

(0.067)

Depressive Symptoms⁶

0.17*

0.17**

0.21***

(0.076)

(0.068)

(0.055)

ADL⁷

0.08

0.60***

0.62***

(0.132)

(0.090)

(0.084)

SAH < good⁸

0.24**

0.30***

0.36***

(0.077)

(0.081)

(0.055)

Low education⁹

−0.04

−0.25**

−0.26***

(0.104)

(0.085)

(0.080)

Intermediate education

0.02

−0.21***

−0.20***

(0.071)

(0.061)

(0.058)

SHI¹⁰

0.76***

−0.76**

−0.51***

(0.084)

(0.262)

(0.088)

Constant

−0.00

5.38***

4.79***

(0.195)

(0.583)

(0.164)

N

2851

2851

2498

Pseudo R²

0.132

Likelihood Ratio Chi²

357.93

Prob > chi²

0.000

Wald chi²(18)

505.21

Prob > chi²

0.000

Adj. R²

0.220

F (18, 2832)

38.02

Prob > F

0.000