Extending health insurance in Ghana: effects of the National Health Insurance Scheme on maternity care

Health Economics Review

Table 5 Biprobit regressions for various indicators of maternal care and for oop expenditure

	(1)	(2)	(3)	(4)	(5)
Antenatal check up	dF/dx	dF/dx	dF/dx	dF/dx	dF/dx
NHIS Enrollment	0.136^a (0.075)	0.173^b (0.060)	0.175^b (0.060)	0.166^b (0.063)	0.168^b (0.063)
Institutional birth
NHIS Enrollment	0.304^b (0.701)	0.333^b (0.040)	0.333^b (0.039)	0.324^b (0.050)	0.323^b (0.050)
Delivery assisted by a trained person
NHIS Enrollment	0.295^b (0.061)	0.324^b (0.035)	0.326^b (0.034)	0.318^b (0.042)	0.319^b (0.041)
Out-of-pocket expenditure
NHIS Enrollment	0.128 (0.144)	0.128 (0.146)	0.122 (0.148)	0.128 (0.145)	0.123 (0.148)

Note: Marginal Effects Reported. Sample weights are applied
The exclusion restrictions in the first step are: (1) frequency of watching television; (2) frequency of watching television and frequency of listening to the radio; (3) frequency of watching television, frequency of listening to the radio and frequency of reading newspapers or magazines; (4) a score obtained from a principal component analysis considering the frequency of watching television and listening to the radio; (5) a score obtained from a principal component analysis considering the variables watching television, listening to the radio and reading newspaper and magazine. Statistical significance: ^a1 %, ^b5 %

ISSN: 2191-1991