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Table 3 Econometric results of the two-part model and one-part GLM (specialized treatments)

From: Out-of-pocket expenditure by private households for dental services – empirical evidence from Austria

 

Expenditures for specialized treatments

Probability (Logit)

Conditional (GLM) a

GLM a

Coeff.

Rob. S.D.

Coeff.

Rob. S.D.

Coeff.

Rob. S.D.

Household structure

      

 Single person II

−0.115

0.145

0.121

0.183

−0.010

0.208

 Unmarried couple

0.475***

0.174

−0.104

0.174

0.307

0.252

 Married couple

0.089

0.158

−0.109

0.180

−0.106

0.243

 Empty nest

0.360**

0.159

−0.047

0.175

0.212

0.242

 Full nest I

0.353**

0.152

−0.146

0.156

0.084

0.226

 Full nest II

0.754***

0.145

0.029

0.142

0.588***

0.218

 Married couple w/o childs

0.365**

0.180

−0.421**

0.185

−0.154

0.277

 Single parents

0.090

0.165

−0.124

0.160

−0.043

0.227

Degree of urbanization

      

 Average urbanization

−0.047

0.084

−0.110

0.088

−0.060

0.127

 Low urbanization

−0.171**

0.079

−0.147*

0.081

−0.251**

0.117

Age structure

      

 Age 25–45

1.133***

0.285

0.272

0.342

1.279***

0.292

 Age 45–65

1.333***

0.292

0.598*

0.348

1.804***

0.301

 Age 65–85

1.488***

0.305

0.522

0.363

1.812***

0.317

Education level

      

 Other education

0.291**

0.116

0.489***

0.137

0.642***

0.165

 Tertiary education

0.220

0.167

0.303*

0.168

0.501**

0.239

Insurance characteristics (public)

      

 BVA

0.171**

0.085

−0.004

0.080

0.186

0.130

 SVA

0.204*

0.113

0.147

0.112

0.338*

0.179

 SVB

0.425**

0.182

0.164

0.158

0.436

0.290

 Private health insurance (1)

0.220**

0.099

0.024

0.092

0.214

0.159

 Private health insurance (2)

0.003

0.084

0.090

0.082

0.024

0.125

Other characteristics

      

 Female householder

0.093

0.084

0.137

0.099

0.190

0.127

 Income (log)

0.202**

0.085

0.475***

0.077

0.610***

0.114

 Constant

−4.666***

0.681

0.147

0.657

−3.951***

0.865

Observations (households)

5787

 

1291

 

5787

 
  1. Notes: aGLM with log-link and gamma distribution. Significance level *** p < 0.01, ** p < 0.05, * p < 0.1