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Table 1 Demographic characteristics and NHIS enrolment

From: Utilization of healthcare services and renewal of health insurance membership: evidence of adverse selection in Ghana

 

Year

Characteristics

2008 (N = 939559)

2009 (N = 1045072)

2010 (N = 1384588)

2011 (N = 1753000)

2012 (N = 2079141)

2013 (N = 2207459)

Demographic

 Females (%)

57.82

58.68

58.96

59.04

59.05

58.24

 Mean Age (years)

24.10 (19.73)

27.07 (20.04)

26.31 (20.35)

25.53 (20.19)

24.74 (20.20)

24.04 (20.06)

 Greater Accra Region (%)

57.38

60.71

53.84

58.38

57.87

57.06

 Western Region (%)

42.62

39.29

46.16

41.62

42.13

42.94

NHIS Enrolment

 Total Number Insured

939559

1045072

1384588

1753000

2079141

2207459

 Number New Registrants

 

876655

1007219

1120036

1267786

1321657

 Number Renewals

 

168417

377369

632964

811355

885802

 Percentage New Registrants

 

83.89

72.75

63.89

60.98

59.87

 Percentage Renewals

 

16.11

27.25

36.11

39.02

40.13

NHIS Enrolment by Age

 Babies Under One year (%)

4.53

0.80

0.98

1.36

2.02

2.20

 Children 1–17 years (%)

39.66

38.65

41.40

42.32

43.45

46.00

 Adults 18–39 years (%)

29.78

36.36

33.65

33.64

32.45

30.86

 Ageing Adults 40–59 years (%)

13.08

15.70

15.55

14.91

14.45

13.91

 Elderly Above 60 year (%)

12.95

8.48

8.42

7.76

7.63

7.03

NHIS Enrolment by Category

 Informal Employees (%)

33.29

35.33

36.47

37.77

36.81

32.96

 Children under 18 Years (%)

42.02

37.49

40.88

42.37

44.61

43.52

 70 Years & Above (%)

4.05

4.89

4.68

4.03

3.58

3.14

 SSNIT Contributors (%)

15.29

12.95

11.48

10.55

9.64

9.97

 SSNIT Pensioner (%)

0.52

0.52

0.43

0.35

0.29

0.26

 Indigent (%)

4.61

8.47

5.60

4.30

4.39

9.62

 Pregnant Woman (%)

0.20

0.33

0.44

0.61

0.66

0.51

 LEAP (%)

0.10

0.01

0.02

0.01

0.02

0.02

  1. Source: NHIA Enrolment Data from 2008 – 2013. Note: Standard deviation in parenthesis