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Table 2 Healthcare utilization

From: Utilization of healthcare services and renewal of health insurance membership: evidence of adverse selection in Ghana

 

Year

 

2008

2009

2010

2011

2012

 

Enrolment

Utilization

Enrolment

Utilization

Enrolment

Utilization

Enrolment

Utilization

Enrolment

Utilization

Utilization

 Total Number Insured

939559

 

1045072

 

1384588

 

1753000

 

2079141

 

 Total Count of Service Utilization

 

12270

 

66089

 

168602

 

75633

 

8870

 Number of Individuals Utilizing Services

 

8261

 

48431

 

108124

 

50731

 

7476

 Percentage of Insured Utilizing Services

 

0.88

 

4.63

 

7.81

 

2.89

 

0.35

Frequency of Health Services Utilization

 Percentage with one visit

 

89.30

 

79.07

 

70.00

 

74.62

 

84.83

 Percentage with two visits

 

8.84

 

15.11

 

18.06

 

15.05

 

12.32

 Percentage with three visits

 

1.45

 

3.89

 

6.06

 

4.96

 

2.33

 Percentage with four visits

 

0.29

 

1.23

 

2.64

 

2.18

 

0.43

 Percentage with five visits

 

0.11

 

0.42

 

1.33

 

1.19

 

0.08

 Percentage with more than five visits

 

0.01

 

0.29

 

1.92

 

1.99

 

0.01

 Mean annual number of visits

 

1.13 (0.42)

 

1.30 (0.71)

 

1.56 (1.20)

 

1.49 (1.17)

 

1.19 (0.49)

 Mean annual cost of Utilization(GHC)

 

16.74 (37.66)

 

18.83 (52.57)

 

17.56 (31.52)

 

13.84 (19.15)

 

17.04 (26.17)

  1. Source: NHIA Utilization Data from 2008 – 2012. Note: Standard deviation in parenthesis