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Table 2 Socio-economic differentials in OOPE (in INR), India, 2014

From: Does spending matters? Re-looking into various covariates associated with Out of Pocket Expenditure (OOPE) and catastrophic spending on accidental injury from NSSO 71st round data

Co-variates

Medical

Transport

Non-medical

Total (Including reimbursement amount)

Total (Excluding reimbursement amount)

Age

 less than 15

12,822

589

1234

14,646

14,165

 15–29

24,535

937

1908

27,380

25,782

 30–59

26,606

914

1938

29,457

27,224

 60+

30,567

1097

2376

34,040

33,309

Sex

 Male

26,173

988

2094

29,255

27,542

 Female

21,337

674

1380

23,391

22,116

Education levela

 Illiterate

18,782

785

1568

21,135

20,849

 Up to primary

20,182

906

1832

22,920

22,248

 Up to secondary

28,415

878

2084

31,377

29,367

 Graduation and above

38,660

930

2000

41,589

34,851

Residence

 Rural

21,930

979

1863

24,772

24,127

 Urban

30,691

765

1997

33,453

30,008

Caste

 Scheduled Tribes

12,589

762

1774

15,126

14,917

 Scheduled Castes

19,978

791

1822

22,591

21,537

 Other Backward Classes (OBC)

24,130

891

1872

26,894

26,073

 Others

31,507

1030

2042

34,579

31,243

Religion

 Hindu

26,126

927

2014

29,066

27,597

 Muslim

18,250

779

1234

20,263

17,858

 Others

23,429

909

1987

26,325

24,752

Household size

 1–3 member

25,892

846

1903

28,640

25,909

 4–6 members

23,716

890

1827

26,433

24,887

 7 + members

27,871

1025

2185

31,081

30,486

Wealth quintile

 Poorest

15,579

1116

1524

18,219

18,086

 Poorer

18,355

770

1462

20,587

20,446

 Middle

18,460

746

1570

20,775

19,110

 Richer

25,312

799

2023

28,134

27,113

 Richest

47,496

1217

3008

51,720

46,467

Level of care

 Public

7014

746

1426

9186

8869

 Private

36,261

1008

2215

39,483

37,071

Insurance coveragea

 Not covered

24,466.00

881.00

1861

27,208

27,049

 Covered

25,565.00

826.00

1936

28,327

21,722

Reimbursement status

 Received

66,720

1223

22,167

70,159

24,691

 Not received

23,392

895

1897

26,184

26,184

Survival statusa

 Dead

29,365

1794

2605

33,764

33,661

 Alive

24,723

868

1878

27,469

25,805

Duration of stay

 1–2 days

4858

354

400

5613

5422

 3–7 days

18,638

842

1320

20,801

19,143

 8–14 days

32,199

1181

2433

35,813

34,170

 14+ days

60,380

1595

4833

66,809

63,385

Source of financing

 Household income and saving

20,163

727

1528

22,419

21,157

 Borrowings

35,378

1260

2780

39,400

36,973

 Other sources

29,573

1231

2225

33,031

31,418

Regionsb

 North

23,729

1046

1990

26,765

24,196

 Northeast

8970

683

1329

10,982

10,641

 East

19,256

1038

1555

21,850

19,776

 Central

25,560

816

1671

28,048

27,654

 West

35,611

905

1928

38,443

36,187

 South

24,520

836

2231

27,586

26,203

Total

24,916.

906

1909

27,731

26,132

  1. Source: Authors’ estimates from NSSO survey, 2014
  2. aBased on 3910 cases
  3. b North: J& K Himachal Pradesh, Punjab, Chandigarh, Haryana, Delhi, Rajasthan; Northeast: Sikkim, Arunachal Pradesh,, Nagaland, Manipur, Mizoram, Tripura, Meghalaya, Assam; East: Bihar, West Bengal, Jharkhand, Odisha; Central: Uttar Pradesh, Chhattisgarh, Madhya Pradesh; West: Gujrat, Daman and Diu, Dadar and Nagar Haveli, Maharashtra, Goa; South: Andhra Pradesh, Karnataka, Lakshadweep, Kerala, Tamil Nadu, Pondicherry, Andaman and Nicobar, Telangana