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Table 3 CHE at 5, 10 and 15% level, India, 2014

From: Does spending matters? Re-looking into various covariates associated with Out of Pocket Expenditure (OOPE) and catastrophic spending on accidental injury from NSSO 71st round data

Co-variates

5%

10%

15%

Age

 less than 15

70.1

48.1

34.6

 15–29

75.0

56.9

45.1

 30–59

71.9

55.2

44.6

 60+

72.5

58.2

49.0

Sex

 Male

74.4

56.7

45.7

 Female

67.5

51.4

40.6

Education levela

 Illiterate

71.3

56.7

45.9

 Up to primary

71.6

53.4

41.5

 Up to secondary

73.1

54.8

44.5

 Graduation and above

75.8

57.8

44.8

Residence

 Rural

75.2

57.8

46.3

 Urban

69.2

52.1

41.7

Caste

 Scheduled Tribes

69.2

47.2

34.1

 Scheduled Castes

73.1

57.1

46.2

 Backward Classes

72.7

54.9

44.8

 Others

73.1

57.0

45.4

Religion

 Hindu

72.8

56.1

45.6

 Muslim

69.5

51.5

41.7

 Others

73.7

52.8

34.6

Household size

 1–3 member

77.3

62.3

52.2

 4–6 members

71.7

53.9

42.5

 7 + members

69.9

52.0

41.1

Wealth quintile

 Poorest

79.1

66.1

54.6

 Poorer

74.5

57.2

47.6

 Middle

74.7

56.1

43.5

 Richer

69.1

52.2

41.9

 Richest

67.9

48.4

37.0

Level of care

 Public

52.2

32.8

23.4

 Private

86.7

71.0

58.8

Insurance coveragea

 Not covered

73.9

56.3

45.0

 Covered

68.1

51.3

40.8

Survival status

 Dead

68.2

55.8

48.2

 Alive

72.7

55.2

44.1

Duration of stay

 1–2 days

44.0

22.0

13.4

 3–7 days

74.5

53.6

39.5

 8–14 days

86.7

73.9

64.0

 14+ days

91.8

84.0

75.4

Source of finance

 Household income and saving

66.1

47.4

36.2

 Borrowings

89.7

75.3

64.5

 Other sources

79.7

66.8

57.7

Regions

 North

69.1

51.4

39.9

 Northeast

70.1

43.9

29.1

 East

72.8

55.6

44.6

 Central

74.0

57.7

47.5

 West

79.8

64.7

53.3

 South

69.9

53.7

43.7

Total

72.5

55.3

44.3

  1. Source: Authors’ estimates from NSSO survey, 2014
  2. aBased on 3910 cases