Table 6 Result of the Tobit model
From: Extension of mandatory health insurance to informal sector workers in Togo
(1) | (2) | (3) | (4) | (5) | |
|---|---|---|---|---|---|
Variables | All | Male | Female | Urban | Rural |
Willingness to pay for MHI (WTP) | |||||
Age | −14.1 | −48.7 | 21.3 | 175.6** | −88.8 |
(53.5) | (112.2) | (47.8) | (88.8) | (71.4) | |
Age2 | −0.1 | 0.2 | −0.3 | −2.7** | 0.9 |
(0.6) | (1.3) | (0.5) | (1.1) | (0.8) | |
Rural area | − 227.2 | − 205.0 | −46.6 | ||
(282.2) | (528.2) | (273.2) | |||
Education Primary | 55.7 | 136.6 | 121.7 | 430.9 | − 444.6 |
(298.6) | (610.2) | (271.2) | (402.5) | (445.5) | |
Secondary | 423.1 | 821.0 | 77.1 | 596.1 | 344.6 |
(308.4) | (596.7) | (291.4) | (393.9) | (505.2) | |
University | 1,9*** | 2,4** | 531.8 | 2,4*** | −5,1 |
(709.0) | (1,1) | (1,0) | (751.6) | (3,6) | |
Income | 0.02*** | 0.03*** | 0.01*** | 0.02*** | 0.01** |
(0.0) | (0.0) | (0.0) | (0.0) | (0.0) | |
Income 2 | −1.8e-08*** | −4.0e-08*** | −1.3e-08*** | −2.2e-08*** | − 1.5e-08* |
(3.2e-09) | (9.5e-09) | (2.7e-09) | (3.6e-09) | (8.1e-09) | |
Distance to health center: 100 m to less than 1 km | 47.5 | − 679.9 | 584.2* | 233.9 | − 649.1 |
(332.7) | (636.4) | (314.7) | (390.6) | (693.7) | |
1 km to 3 km | −215.5 | − 820.2 | 293.7 | −43.4 | − 278.7 |
(323.3) | (604.8) | (310.0) | (430.1) | (492.1) | |
3 km to 5 km | − 632.9 | − 1280 | 32.65 | − 1071 | − 513.7 |
(611.6) | (1042) | (650.0) | (951.4) | (804.8) | |
More than 5 km | 77.5 | − 335.8 | 299.6 | −826.1 | −195.3 |
(642.5) | (1207) | (608.8) | (4292) | (712.8) | |
Household size | 261.5*** | 471.1** | 154.9* | 183.3 | 419.8*** |
(97.9) | (193.7) | (91.6) | (124.6) | (157.5) | |
Number of old persons | −47.8 | −323.9 | −61.7 | 4018*** | − 1261* |
(643.4) | (1429) | (551.2) | (1350) | (725.4) | |
Number of children | − 264.1 | − 586.8 | −82.9 | −71.8 | − 570.7* |
(231.5) | (462.8) | (211.9) | (324.0) | (327.8) | |
Marital status: Married | − 155.3 | − 151.7 | −264.8 | − 249.5 | − 21.9 |
(331.9) | (621.8) | (322.6) | (383.6) | (664.2) | |
Divorced or separated | 13.8 | 1844 | − 681.0 | 519.5 | − 666.8 |
(602.2) | (1497) | (509.2) | (771.6) | (993.2) | |
Widow/widower | −68.1 | 1267 | −643.6 | 257.4 | −446.9 |
(514.1) | (1447) | (440.1) | (666.7) | (873.8) | |
Gender: female | −805.2*** | − 1022*** | − 458.3 | ||
(245.1) | (308.9) | (401.2) | |||
Constant | 1953* | 2018 | 477.5 | − 1699 | 3349** |
(1128) | (2213) | (1046) | (1711) | (1586) | |
Sigma | |||||
4281*** | 5414*** | 2979*** | 4240*** | 4214*** | |
(79.0) | (149.1) | (74.1) | (99.9) | (125.1) | |
Observations | 1605 | 723 | 882 | 976 | 629 |