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Table 5 Cronbach alpha values of likert scale statements for crop risk attitudes

From: Health Uninsurance in rural America: a partial equilibrium analysis

Statement Crop Risk Attitudes Correlation with Total Alpha if Item Deleted
Crop insurance is a safety net that should only pay in times of disaster 0.1457 0.5371
Availability of high coverage levels (> 75%) is important to me 0.2717 0.4769
Per-acre premium costs are very important to my crop insurance decisions 0.5509 0.3259
I choose a crop insurance product that will return the most indemnity payments per premium dollar paid 0.5410 0.3317
I select whatever crop insurance product my agents recommend 0.3078 0.4587
Crop insurance is too complicated to understand and use − 0.0889 0.6371
Overall Cronbach Alpha Coefficient Value   0.5226
Health Risk Attitudes
 Health insurance is not important to my farm operation 0.1869 0.6791
 I should get a return on my investment when I buy health insurance 0.1968 0.6778
 Deductible levels are important to my health insurance purchase decisions 0.1913 0.6786
 I would be more willing to hold health insurance if I had access to large risk groups 0.3431 0.6579
 Prescription drug benefits are important to me when choosing health insurance 0.4279 0.6459
 I need dental coverage as part of my health insurance package 0.2094 0.6761
 I need vision as part of my health insurance package 0.4493 0.6428
 Health insurance is more expensive than for farmers than other occupations 0.3360 0.6589
 I think health insurance is necessary to protect my farm operation 0.2251 0.6740
 Farmers should have risk groups similar to employer- based insurance risk groups 0.4739 0.6392
 Large pool farmer risk groups should be mandated by government and implemented by private industry 0.4784 0.6386
 Large pool farmer risk groups should be mandated and implemented through government programs 0.4404 0.6441
 A subsidy that blends crop and health insurance would manage farm risk better than just crop insurance 0.2353 0.6727
 A program that blends crop and health insurance is not important to my farm operation −0.0008 0.7033
Overall Cronbach Alpha Coefficient   0.6807
Domain Crop Risk Attitude Health Risk Attitude
Results of Risk Attitudes of respondents
 Risk Loving Frequency 117 153
Percentage (15.12) (19.77)
 Risk Neutral Frequency 0 9
Percentage 0 (1.16)
 Risk Averse Frequency 657 612
Percentage (84.88) (79.07)
Total Frequency 774 774
Percentage (100) (100)