Table 6 Coefficients and marginal effects at the means of the probit regression of supplemental private health insurance enrolment on the adjusted risk of hospitalization
From: Risk selection into supplemental private health insurance in China
| Coefficient | Marginal effect at the means | |
|---|---|---|
| Adjusted risk of hospitalization | −1.668* (0.808) | −0.108 (0.0563) |
| Live in rural area | −0.338*** (0.100) | −0.0219** (0.00772) |
| Age | −0.0191*** (0.00544) | −0.00124*** (0.000373) |
| Male | −0.00874 (0.131) | −0.000567 (0.00851) |
| Ever had condition | ||
| High blood pressure | 0.0883 (0.130) | 0.00572 (0.00861) |
| Diabetes | −0.0383 (0.171) | −0.00248 (0.0111) |
| Cancer | 0.233 (0.324) | 0.0151 (0.0210) |
| Lung disease | −0.224 (0.160) | −0.0145 (0.0106) |
| Heart problem | 0.218 (0.122) | 0.0141 (0.00772) |
| Stroke | −0.781 (0.404) | −0.0506 (0.0271) |
| Psychiatric problem | −0.518 (0.380) | −0.0336 (0.0252) |
| Arthritis | −0.108 (0.112) | −0.00698 (0.00731) |
| Dyslipidaemia | 0.0710 (0.128) | 0.00460 (0.00829) |
| Liver disease | 0.00233 (0.171) | 0.000151 (0.0111) |
| Kidney disease | 0.561* (0.282) | 0.0364 (0.0198) |
| Stomach/digestive disease | −0.0249 (0.119) | −0.00161 (0.00770) |
| Asthma | 0.123 (0.222) | 0.00800 (0.0144) |
| Memory problem | 0.687 (0.362) | 0.0446 (0.0244) |
| Household total wealth (in thousand Chinese ¥) | 0.00000234 (0.00000844) | 0.000000152 (0.000000545) |
| Annual personal income (in thousand Chinese ¥) | 0.00267 (0.00275) | 0.000173 (0.000182) |
| Smoke now | −0.00990 (0.126) | − 0.000642 (0.00816) |
| Drink alcohol daily or more often | −0.157 (0.133) | − 0.0102 (0.00888) |
| Have commercial pension | 1.051*** (0.282) | 0.0682*** (0.0184) |
| Education high school or above | 0.153 (0.136) | 0.00994 (0.00870) |
| N | 9403 | |