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Table 3 Costs of disability by severity: pooled model (dependent variable: satisfaction with the financial situation)

From: The costs of disability in Australia: a hybrid panel-data examination

Key variablesCurrent periodLagged period
 Coef (SE)Contemporaneous costs (% of income)Coef (SE)Long-termcosts (% of income)
Disability severity    
No limitation-0.09*** (0.02)19%-0.07*** (0.02)37%
Some limitation-0.33*** (0.02)71%-0.12*** (0.02)63%
Severe limitation-0.47*** (0.03)102%-0.18*** (0.03)94%
Log of Income0.46*** (0.01) 0.19*** (0.01) 
Hausman testχ2(4):251p-val:0.00
Any disability    
Disability-0.23*** (0.01)50%-0.12*** (0.01)63%
Log of income0.46*** (0.01) 0.19*** (0.01) 
  1. Note: Other covariates include age, gender, ethnicity education level, marital status and employment status of the respondent; household size, housing tenure status, region of residence (rural vs urban), SEIFA quintile, and a time trend.