From: Health shock, medical insurance and financial asset allocation: evidence from CHFS in China
Financial Asset | Full Sample | Urban Sample | Rural Sample | |||
---|---|---|---|---|---|---|
Holding Rate (%) | Mean (10,000 CNY) | Holding Rate (%) | Mean (10,000 CNY) | Holding Rate (%) | Mean (10,000 CNY) | |
Risk-free Kinds | 99.81 | 5.87 | 99.70 | 8.10 | 99.97 | 2.81 |
Cash | 96.21 | 0.79 | 96.33 | 0.97 | 96.05 | 0.51 |
Demand Deposit | 68.95 | 4.42 | 73.57 | 5.71 | 62.59 | 2.34 |
Time Deposit | 17.44 | 1.18 | 21.12 | 13.85 | 12.37 | 6.84 |
Risky Kinds | 11.68 | 19.47 | 19.00 | 20.04 | 1.61 | 10.14 |
Stocks | 6.70 | 13.75 | 11.12 | 13.97 | 0.62 | 8.30 |
Funds | 3.48 | 10.10 | 5.74 | 10.34 | 0.38 | 5.07 |
Bonds | 0.42 | 12.61 | 0.67 | 13.52 | 0.09 | 3.46 |
Financial products | 4.43 | 21.24 | 7.10 | 21.95 | 0.75 | 11.97 |
Financial Derivative | 0.06 | 9.13 | 0.10 | 9.13 | 0.00 | 0.00 |